Low-cost Funding Solutions

Industrial Development Bonds

For companies looking to raise $2,000,000+ to build or expand manufacturing facilities, industrial development bonds offer a way to raise money in the tax-exempt marketplace, thereby obtaining a lower interest rate.

Industrial Development Revenue Bond Program

Recovery Zone

Similar to Industrial Development Bonds, but not as limited in project scope, RZBs represent another way for private companies to access the tax-exempt market.

Recovery Zone Bonds

Rural City Revolving Loan funds

The cities comprising the I-5 Corridor and the 5 Cities Economic Development Authority each have revolving loan funds which may be accessed by existing companies in the area or those looking to relocate to the area.

Valley Small Business Development Corp. - Revolving Loan Funds

California Capital Access Program (CalCAP)

The California Capital Access Program (CalCAP) encourages banks and other financial institutions to make loans to small businesses that fall just outside of most banks' conventional underwriting standards. CalCAP is a form of loan portfolio insurance which may provide up to 100% coverage on certain loan defaults. By participating in CalCAP, lenders have available to them a proven financing mechanism to meet the financing needs of California's small businesses.

CA State Treasurer's Office - CalCAP

Recycling Market Development Zone

Incentives include one-stop permitting assistance, waiver or reduction of development/permit fees, a database on land, buildings, markets, and feed- stock, a micro revolving loan fund, and installment payment of fees. The RMDZ loan program can also fund a maximum of 75% of costs directly attributed to an eligible project up to a maximum of $2 million, whichever is less. This benefit is available to companies in Fresno County who recycle materials which would otherwise be sent to landfills.

Cal Recycle - Recycling Market Development Zone

Clean Energy Business Financing

2.75% interest loans available to California businesses who reduce California energy use, increase renewable energy generation, and create and/or retain California jobs.

CA Energy Commission - Clean Energy Manufacturing Program

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