Finance & Funding Solutions
Take advantage of low-cost funding solutions that are available for businesses here in Fresno County. Our Business Development team is always here to help.
Recycling Market Development Zone (RMDZ)
Incentive available to businesses that use recycled or recovered materials as raw materials in their manufacturing processes or reduce the creation of solid waste. Incentive benefits include: Low interest micro-loan program (up to $2 million), development and permitting assistance, and a waiver or reduction of development/permit fees. Available to businesses throughout Fresno County.
Learn more about the RMDZ
Fresno Energy Watch Program
Finance energy efficiency upgrades that may have otherwise gone unfinanced. With programs like the POWER Loan and the Energy Efficient Retrofit Loan Program - Business can borrow up to $100,000, with 0% interest for up to 60 months to finance energy efficiency upgrades.
Learn more about the Fresno Energy Watch loan programs
Cen Cal Business Finance Group serves as administrator to the program. They Work with private-sector lenders to provide financing to small business, which aims to provide growing businesses with long-term, fixed-rate financing for working capital, equipment and, real estate purchases. Loan amounts can range between $10,000 to $100,000.
Learn more about the City of Fresno Revolving Loan Program
Industrial Development Bond (IDB) Financing Program
IDBs provide manufacturing and processing companies
with low-cost, low-interest financing for capital expenditures. Financing available between $1 million to $10 million. Eligible expenditures include: acquisition of land, building construction, building renovation, purchase of machinery and equipment.
Learn more about the IDB Financing Program
California Capital Access Program (CalCAP)
CalCAP encourages banks and other financial institutions to make loans to small businesses that fall just outside of most banks' conventional underwriting standards. CalCAP is a form of loan portfolio insurance which may provide up to 100% coverage on certain loan defaults. By participating in CalCAP, lenders have available to them a proven financing mechanism to meet the financing needs of California's small businesses.
Learn more about CalCap
New Market Tax Credit (NMTC) Program
Companies who invest in qualifying projects can receive up to 39%
of the project's cost in the form of federal tax credit savings spread out over a 7 year period. Companies must demonstrate that their project will serve or provide investment capital for low-income communities or low-income persons.
Learn more about the NMTC Program
More Small Business Loan Programs
Valley Small Business Development Corporation (VSBDC)
Small Business Administration (SBA)
Fresno SBA Resource Guide